Waterfront - Golf Course
Address
4431 Saltspring Drive, Ferndale, WA
Price
$ 849,000
Property Attributes
- ID#2561748
- TypeSingle Family
- CountyWHATCOM
- CityFerndale
- AreaFerndale-Custer
- NeighborhoodSandy Point
- Zip98248
- Style2 Story
- Year Built1990
- Taxes$ 5372
- Price$ 849,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1930
- Lot Size0.39 Acres
Data Source:
Northwest Multiple Listing Service (NWMLS)
Property Description
Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living, western-facing saltwater views, private beach access, and your own private dock—perfect for kayaking, paddleboarding, fishing, or simply unwinding while taking in spectacular sunsets.This beautifully remodeled 3-bedroom, 2.5-bath home offers just under 2,000 sq. ft. of thoughtfully designed living space filled with natural light from expansive windows. The chef's kitchen features generous quartz countertops, stainless steel appliances, modern finishes, abundant storage, and an inviting layout ideal for entertaining. Wake each morning in the tranquil primary suite overlooking the lake with views stretching toward the water beyond.A rare highlight is the spacious double lot, providing exceptional outdoor space for entertaining, recreation, gardening, or added privacy. The additional lot may offer future development or lot separation potential; buyer to verify.Enjoy resort-style community amenities including a golf course, swimming pool, clubhouse, marina, and more. Whether you're looking for a year-round home or the perfect Pacific Northwest getaway, this is a rare opportunity to own a truly special waterfront property.
| Elementary School | Middle School | High School |
|---|---|---|
| Eagleridge Elem | Horizon Mid | Ferndale High |
| Price History | |
|---|---|
| 7/31/2026 | Listed $849,000 |
General Features
| Living Area | 1930 |
|---|---|
| Sewer | Sewer Connected |
| Heating | 90%+ High Efficiency,Fireplace Insert,Forced Air |
| Cooling | None |
| Possession | Closing |
| Roof | Composition |
| Appliances | Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer |
| HOA Fee | 42 |
| Association Fee Includes | Common Area Maintenance,Road Maintenance |
| Security Features | Partially Fenced |
| Year Built | 1990 |
| View | Lake,Mountains,Ocean,Sound |
| Topography | Level |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Waterfront Features | Lake |
| Community Features | Boat Launch,CCRs,Club House,Golf,Playground |
| Assoc Fee Paid Per | Monthly |
| County | Whatcom |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Attached Garage | Yes |
| Subdivision Name | Sandy Point |
| Garage Y/N | Yes |
| Full Baths | 1 |
| Special Listing Conditions | None |
| Status | Active |
| Directions | From I-5,go W on Slater Rd to Lake Terrell Road,continue W on Slater then follow the road as it curves to Beach Way and onto Sucia Drive,go left on Thetis Street to left on Saltspring Drive. |
| High School | Ferndale High |
| City | Ferndale |
| Entry Location | Main |
| Senior Community Y/N | No |
| High School District | Ferndale |
| MLS Area | 870 - Ferndale/Custer |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 16988 |
| Carport Y/N | No |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Elementary School | Eagleridge Elem |
| Land Lease Y/N | No |
| Tax Annual Amount | 5372 |
| Middle/Junior High School | Horizon Mid |
| Public Remarks | Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living,western-facing saltwater |
| Structure Type | House |
| Building Area Units | Square Feet |
| Standard Status | Active |
| Water Company | Sandy Point Improvement |
| Property Style | 12 - 2 Story |
| NWM_ShowMapLink | Yes |
Interior Features
| Interior Amenities | Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Skylight(s),Vaulted Ceiling(s),Water Heater |
|---|---|
| Basement | None |
| Flooring | Laminate,Carpet |
| Total Fireplaces | 1 |
| Air Conditioning Y/N | No |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Half Baths | 1 |
| 3/4 Baths | 1 |
| Total Bedrooms | 3 |
| Main Level Bedrooms | 1 |
| Total Baths | 3 |
| Water Heater Type | Propane |
| Water Heater Location | Garage |
| Fireplaces Main | 1 |
| Power Production Type | Electric,Propane |
| Baths Three Quarter Upper | 1 |
| Bedrooms Upper | 2 |
| Baths Half Main | 1 |
| Baths Full Upper | 1 |
| Bathrooms | 2.25 |
Exterior Features
| Exterior Amenities | Wood |
|---|---|
| Vegetation | Garden Space |
| Parking Features | Driveway,Attached Garage |
| Lot Features | High Voltage Line,Paved |
| Water Source | Community |
| Total Parking | 6 |
| Inclusions | Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s) |
| Foundation Details | Poured Concrete |
| Building Area Total | 1930 |
| Lot Size Acres | 0.39 |
| Waterfront Y/N | Yes |
| Covered Spaces | 2 |
| Irrigation Water Rights Y/N | No |
| Waterfront Footage | 68.4 |
| Site Features | Cable TV,Deck,Dock,Fenced-Partially,Propane |
| Parking Uncovered Total | 4 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 98248
Price
Taxes
Year Built
Visits
In The Neighborhood
Open House
Ferndale
$ 350,000
- Type
- Single Family | Active
- Size
- 972 SqFt
- Rooms
- 2 Beds + 2 Baths
Listed by: RE/MAX Whatcom County, Inc.
Waterfront
Ferndale
$ 1,099,000
- Type
- Single Family | Active
- Size
- 2,436 SqFt
- Rooms
- 3 Beds + 3 Baths
Listed by: Muljat Group
Waterfront
Ferndale
$ 959,000
- Type
- Single Family | Active
- Size
- 1,306 SqFt
- Rooms
- 2 Beds + 3 Baths
Listed by: eXp Realty
Views
Ferndale
$ 350,000
- Type
- Single Family | Active
- Size
- 1,344 SqFt
- Rooms
- 2 Beds + 2 Baths
Listed by: RE/MAX Whatcom County, Inc.
Views
Ferndale
$ 449,000
- Type
- Single Family | Active
- Size
- 1,512 SqFt
- Rooms
- 3 Beds + 2 Baths
Listed by: HomeSmart One Realty
Reduced
Ferndale
$ 750,000
- Type
- Single Family | Contingent
- Size
- 1,700 SqFt
- Rooms
- 3 Beds + 2 Baths
Listed by: Muljat Group
Water Views
Ferndale
$ 729,000
- Type
- Single Family | Active
- Size
- 1,857 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Listed by: Windermere RE Whatcom, Inc.
Reduced
Ferndale
$ 456,500
- Type
- Single Family | Active
- Size
- 1,856 SqFt
- Rooms
- 3 Beds + 3 Baths
Listed by: Keller Williams Western Realty
Waterfront
Ferndale
$ 525,000
- Type
- Single Family | Active
- Size
- 1,408 SqFt
- Rooms
- 2 Beds + 1 Baths
Listed by: Windermere RE Whatcom, Inc.
Open House
Ferndale
$ 350,000
- Type
- Single Family | Active
- Size
- 720 SqFt
- Rooms
- 2 Beds + 1 Baths
Listed by: Realogics Sotheby's Int'l Rlty
Reduced
Ferndale
$ 950,000
- Type
- Single Family | Active
- Size
- 2,818 SqFt
- Rooms
- 4 Beds + 3 Baths
Listed by: Windermere RE Whatcom, Inc.
Reduced
Ferndale
$ 550,000
- Type
- Single Family | Active
- Size
- 1,788 SqFt
- Rooms
- 3 Beds + 2 Baths
Listed by: Buck Real Estate
All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by RMLSTM.
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLSTM of Portland, Oregon. Real estate listings held by brokerage firms other than Pinnacle Partners are marked with the RMLSTM logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright © 2026 RMLSTM, Portland, Oregon.
This content last updated on September 23, 2026 11:43 AM UTC at 4 AM. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
